Independent & Full-Service - NJ, NY, FL & CA

Medicare guidance from a team you can trust - not a call center.

Heits Benefits Group helps families in New Jersey, New York, Florida and California make sense of Medicare Advantage, Medicare Supplement, and Medicare Part D - the same team that handles 401(k) plans, retirement benefits, and insurance for local businesses. Dave Heitner, our licensed Medicare advisor, works with you directly - no pressure, no jargon, no call center.

Get My Free Guide Book a 15-Minute Call

Free - No obligation - Licensed Medicare advisor

What We Help With

Medicare has a lot of moving parts. Here's where our team can help.

Medicare Advantage

An all-in-one alternative to Original Medicare that often bundles extra benefits. We help you understand how different plans line up against your doctors, prescriptions, and budget.

Medicare Supplement

Also called Medigap - a private policy that works alongside Original Medicare to help cover out-of-pocket costs like coinsurance and deductibles. We walk through how it compares to Medicare Advantage for your situation.

Medicare Part D

Standalone prescription drug coverage for people enrolled in Original Medicare or a Medicare Supplement plan. We help you understand the Part D late-enrollment penalty and what to look for in a plan.

Three ways to get started

Pick whichever fits how you like to learn

Most Popular

Get the Free Guide

A short, plain-English guide to 2026 Medicare costs, deadlines, and penalties - sent straight to your inbox in about two minutes.

Get My Free Guide
In Person

Attend a Workshop

Free educational sessions at local libraries and community centers. No sales pitch - just an honest walkthrough of how Medicare works.

See Workshop Dates
1-on-1

Book a 15-Minute Call

Already know you want to talk it through? Grab a time that works for you - no waiting on hold, no scripts.

Choose a Time
Prefer to Browse Plans Yourself?

Run your own Medicare quotes online

If you’d rather explore on your own first, you can browse plans and run quotes through PlanEnroll — Dave’s secure Medicare quoting platform. It opens in a new tab, and you’ll see David Heitner’s name at the top of the page — that’s how you know you’re in the right place and your quotes route straight to Dave.

Browse Plans on PlanEnroll ↗

Opens planenroll.com in a new tab · No account needed to browse

Upcoming Workshops

Free educational sessions near you

These are educational only - we don't discuss specific plans or pricing at these events. Bring your questions.

Next session: date & location to be announced

Check the full schedule or ask to be notified when new sessions are posted.

View Full Schedule

Why families call us

Local roots, full-service team

Part of Heits Benefits Group, based in Bergen County, NJ and licensed in New Jersey, New York, Florida and California - a real local office, not an 800-number.

Educational, not pushy

Workshops and guides are built to inform first. No pressure tactics, ever.

Licensed & independent

Represents multiple carriers, so the conversation starts with your needs, not one company's product line.

Meet Dave

Not sure where to start?

The free guide is the easiest first step - two minutes, no obligation, and you'll know exactly what questions to ask next.

Get My Free Guide