Dave Heitner
Licensed independent Medicare insurance agent, based right here in Bergen County, New Jersey.
Why I do this work
Medicare shouldn't feel like a maze. I started Heits Benefits Group to give families in New Jersey, New York, Florida, and California the same kind of straight-talk guidance I'd want for my own parents - no jargon, no pressure, no call-center scripts.
I'm based right here in Bergen County - Paramus, Ridgewood, Fort Lee, Hackensack, Teaneck, Fair Lawn, and the surrounding towns - and work with families across all four states. When we talk, it's a conversation with someone who actually knows New Jersey - not a rotating cast of reps in a call queue.
Whether you're comparing Medicare Advantage plans, considering a Medicare Supplement (Medigap) policy, weighing Part D prescription drug coverage, or just trying to understand how the pieces fit together, we'll work through it in plain English - together.
Licensing & credentials
Dave is an independent Medicare insurance agent, licensed to sell Medicare products in New Jersey, New York, Florida, and California. National Producer Number (NPN): 2098121.
What working with me looks like
Educational first
Workshops and guides are built to help you understand your options - not to sell you on a specific plan before you're ready.
Independent
Dave represents multiple carriers, so the starting point is your situation, not one company's product line. He does not offer every plan available in the area - see full disclosure below.
No pressure, no cold calls
You reach out first. Every follow-up is with your consent, and you can opt out of contact at any time.
Ready to talk?
Start with the free guide, or skip ahead and grab time on Dave's calendar directly.