HEITS Benefits Group | Employee Benefits for Small Business
Employee Benefits Made Simple

Employee Benefits That Work as Hard as You Do

Group health, 401k, workers comp, and commercial insurance โ€” simplified for growing businesses. One call gets you a dedicated advisor who knows your industry.

Complete Benefits Coverage
  • Group Health Insurance
  • ICHRA Plans
  • 401k & Retirement
  • Workers Comp
  • Dental & Vision
  • Life Insurance
  • Commercial Insurance
  • Executive Benefits
23
Years as a business owner & franchisor — now on your side of the table
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Independent & Unbiased Advice
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One Advisor, All Coverage Lines
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Fast Turnaround, No Runaround
What We Do

Four Coverage Areas, One Trusted Advisor

Stop managing multiple brokers. We handle every line of your business benefits under one roof.

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Group Benefits

Health, dental, and vision coverage your employees will actually value โ€” at rates that work for your budget.

  • Group Health Insurance
  • ICHRA Plans
  • Dental & Vision
Learn more โ†’
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Business Protection

Commercial coverage to protect your business, your employees, and your livelihood from unexpected risk.

  • Workers Compensation
  • Commercial Liability
  • BOP & Commercial Auto
Learn more โ†’
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Retirement Planning

Attract and retain top talent with competitive retirement benefits that also deliver tax advantages for owners.

  • 401k Plans
  • Cash Balance Plans
  • Profit Sharing & SIMPLE IRA
Learn more โ†’ โšก Free Retirement Readiness Score โ†’
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Life & Wealth

Protect what you've built โ€” for your business, your key people, and the future you're working toward.

  • Life Insurance
  • Executive Benefits
  • Personal Wealth Planning
Learn more โ†’
Why HEITS Benefits Group

The Advisor Who's Been in Your Shoes

Our founder built this firm after 23 years of sitting across the table from small business owners โ€” understanding that your benefits decisions aren't just financial. They affect your team, your culture, and your ability to compete.

1

One Contact for Everything

Health, retirement, commercial insurance โ€” one advisor who knows the full picture of your business.

2

Built for Growing Businesses

From 2-person startups to 100-employee operations โ€” we design benefits that scale with you.

3

Independent & Unbiased

We're not tied to any single carrier. We shop the market to find the right fit for your people and your budget.

23
Years as a business owner & franchisor
4
Coverage lines under one roof
1
Dedicated advisor for your account

Ready to Build a Benefits Package That Competes?

A free 30-minute Benefits Review will show you what you're missing โ€” and what you're overpaying for.

Get a Free Benefits Review
Insights

Resources for Small Business Owners

Practical guidance on health insurance, retirement plans, and commercial coverage โ€” written for owners, not HR departments.

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Health Insurance

How Much Does Group Health Insurance Cost for a Small Business?

The real numbers behind small group premiums โ€” what owners pay, what employees pay, and how to benchmark your current plan.

8 min read โ€ข HEITS Benefits Group
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Health Insurance

Group Health vs. ICHRA: Which Is Right for Your Business?

ICHRAs are changing how small businesses handle health benefits. Here's when they make sense โ€” and when they don't.

6 min read โ€ข HEITS Benefits Group
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Retirement

The Small Business Owner's Guide to Setting Up a 401k

Everything you need to know about plan types, costs, fiduciary responsibility, and the tax benefits most owners overlook.

10 min read โ€ข HEITS Benefits Group
View All Insights

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Securities and advisory services offered through Independent Financial Group, LLC (IFG), a registered investment adviser. Member FINRA/SIPC. Heits Benefits Group and IFG are unaffiliated entities. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.

Licensed to sell securities in the following states: CA, KY, NJ, NY, OH, VA, WA.