Four coverage areas — one independent advisor. Everything your growing business needs, without the runaround.
Health, dental, and vision coverage that attracts talent and supports your team
Fully-insured and level-funded group medical plans from all major carriers. We analyze your workforce demographics and budget to find the right fit — not just the cheapest option.
A flexible alternative to traditional group health. Reimburse employees for individual marketplace coverage on a tax-advantaged basis. Ideal for businesses with distributed teams or varied employee needs.
Standalone or bundled dental and vision plans. Voluntary and employer-contributed options available. A low-cost benefit with high perceived value among employees.
Commercial coverage to protect your business, your people, and your bottom line
State-required coverage that protects both your employees and your business from workplace injuries. We find competitive rates across multiple carriers and help you manage your experience mod over time.
Protection against third-party claims of bodily injury, property damage, and advertising injury. The foundation of any business insurance program.
A cost-effective bundle combining general liability and commercial property coverage. Ideal for small to mid-sized businesses looking for comprehensive protection in a single policy.
Vehicles owned or used for business purposes require separate coverage from personal auto policies. We handle fleets of all sizes and owner-operated vehicles alike.
Qualified plans that build loyalty, reduce taxes, and help owners build wealth
From startup plans to full-service 401k administration. We work with best-in-class recordkeepers and help you meet your fiduciary obligations without the headache.
A powerful defined benefit option for profitable businesses. Owners 45+ can shelter significantly more income than traditional 401k limits allow — sometimes $200k+ per year.
Discretionary employer contributions that reward performance and help retain your best people. Can be combined with a 401k for maximum tax efficiency.
A straightforward, low-cost retirement option for businesses with 100 or fewer employees. Less administrative burden than a 401k with meaningful contribution limits.
Protect what you've built — for your business and the people who matter most
Group term life as a core employee benefit, as well as individual coverage for business owners. Key-man coverage, buy-sell funding, and personal estate planning all fall under this umbrella.
Carve-out plans, deferred compensation, and supplemental executive retirement plans (SERPs) designed to reward and retain your top performers beyond standard group benefits.
Working with our CFP partners, we help business owners develop a personal financial strategy that integrates with your business exit, retirement timeline, and family goals.
A free Benefits Review maps your current coverage against what growing businesses in your industry typically carry — and shows you the gaps.
Get a Free Benefits Review