The Traditional 401(k) offers a balanced and customizable approach to retirement planning, giving both employers and employees the flexibility to contribute. As a 401(k) administrator, you’ll value the ability to tailor matching and vesting options to fit the unique needs of your business. With its wide range of choices, this plan ensures you have the tools to create the best retirement solution for your team while meeting your business goals.

If you’re a 401(k) administrator looking to eliminate the stress of annual compliance tests, the Safe Harbor 401(k) plan is the perfect solution. This streamlined plan helps you bypass the complexity of compliance, offering a smoother administrative process. By choosing this option, employers are required to contribute to all eligible employees, either through a matching contribution or a non-elective benefit. It’s a clear, straightforward choice designed to simplify your 401(k) management while ensuring compliance and boosting employee satisfaction..

Many business owners don’t realize they have a simple way to offer their employees a 401(k) without the administrative burden. Enter the Pooled Employer Plan (PEP), a game-changing option that allows multiple companies to join forces, share resources, and reduce costs. By participating in a PEP, you can delegate the complex fiduciary responsibilities to an expert third-party provider, giving you more time to focus on growing your business—without sacrificing the benefits your employees deserve.

For self-employed individuals or businesses with no employees other than the owner and their spouse, the Solo 401(k) plan is tailored for the solo 401(k) administrator. This plan offers flexibility in contributions and the ability to make more significant tax-deductible contributions compared to other retirement investment options.

Most new business owners don’t realize that offering a 401(k) plan early on can be one of the smartest moves they make—not just for attracting talent, but for building long-term wealth for themselves. What many don’t know is that modern Start-Up 401(k) plans are far more affordable and easier to manage than they were in the past. If you’re building a company from the ground up, we’ll show you how to put a retirement plan in place that grows with you—without the headaches or high fees.